Experian has released a programme, which provides detailed account information, including co-debtor information and extended 36-month payment history and credit utilization trending, to help improve portfolio management, maximize profitability and control costs.

Small Business Credit Share is a cooperative database that enables clients across multiple industries to contribute commercial information. In exchange, members receive access to account data from financial and non-financial trade contributors. The program leverages BizSource and TrueSearch, Experian's commercial database infrastructure and advanced search and match technology, to provide members with new data elements, helping them make better, more insightful decisions.

"Small Business Credit Share unlocks the full power of the BizSource architecture, enabling us to provide members with a granular level of information and financial metrics that are unique in the industry," said Marc Kirshbaum, President, Experian's Business Information Solutions group. "This information, as well as our extensive data on the business owner, helps clients drive better risk segmentation and improve turnaround time, lowering acquisition costs and enhancing their customers' experience."

Small Business Credit Share also provides new risk assessment tools, such as co-debtor information from Uniform Commercial Code (UCC) filings that enable members to identify affiliates of the business and 36-month historical views of payment performance, total credit utilization, financial credit utilization and revolving credit utilization.