Apple won’t block leased iPhones or Macs if you miss the monthly payment but…
Last Updated: 2026-07-30 09:12:02
Apple launched its Upgrade program earlier this week which is more of a leased model for iPhone, iPad and even Macs. You pay monthly for up to 24 months if you want an iPhone, or 36 months for a Mac. Earlier reports hinted that Apple will have a system that will block the use of these devices if the person misses their payment for the month.
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Apple launched a new lease program for devices in the US.- Apple won't block leased devices for missed payments.
- Missing 3 payments terminates lease, full balance due.
This was supposed to be done through the App Managed Feature system which restricts use of the device based on the payment status. However, the company has now assured that no such restrictions will be put on consumers who lease its devices through this program.
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What Apple has said on blocking access
Apple has been quoted by The Verge in its report, saying that any missed payment or default will not lead to the leased iPhone or Mac being unusable. The rumours about such policies came to the fore through a 9to5Mac report which detailed a new feature spotted in the iOS 27 beta code line, called Restricted Mode that would have limited the functionality of the device if the person misses out on their payment.
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Miss three iPhone payments and…
So if Apple is not going to block access for missing payments, is there any rule in the fine print that can become an issue for the lessor?
The Verge spoke to Klarna, who is the lease provider for Apple, and the platform warns that if a person misses three consecutive payments of their leased iPhone/iPad or Mac, their plan will be terminated. That’s not all, the defaulter will also have to pay up the remaining balance in full.
The timing of Apple bringing this plan to the US just a few months before the new iPhone 18 Pro series is announced, has clearly come into focus.
Many suggest that Apple will follow other brands and make its new models pricier than before, which has already been done with the latest Macs and iPads in the market. We could see the new iPhones unveiled around the first week of September, which could also debut the first foldable from the brand.